Design Benefits, Inc
Employer Provided Benefits
Employer Provided Benefits
Benefits provided for employees and generally paid for by the employer
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Basic Life
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Accidental Death & Dismemberment
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Short Term Disability
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Long Term Disability
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Executive Medical Reimbursement
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Employee Assistance Plan
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Premium Only Plan (Section 125 Trust)
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COBRA Administration
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Employer Sponsored Benefits
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Benefits sponsored by the employer and the cost is typically shared by the employer and employee
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Medical (including HRA's and HSA's)
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Prescription Drug Card Service
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Dental
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Vision
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Benefits sponsored by the employer and paid for by the employee
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Flexible Spending Accounts (Flex Plans)
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Supplemental Term Life Insurance
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Group Universal Life Insurance
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Supplemental Dental Plans
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Supplemental Vision Plans
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Long Term Care
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Disability Buy-Up
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Employee Retirement Plans
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Tax-advantaged retirement and savings programs offered by and possibly subsidized by, the employer
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Qualified Plans
(available to most employees)
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Non-Qualified Plans
(available to highly compensated)
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Business Succession Planning
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Plans to protect business succession, and preserve the value of the business for the owner's heirs
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Estate Planning
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Buy/Sell Agreements
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Key Person Insurance
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Technology-Based Administration Services
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Independent services that provide database management and Internet-based interfaces for record-keeping and administration of Employee Benefits
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Complete and private database management of employee information related to Benefits and other Human Resource functional requirements.
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Convenient and well-designed Internet-based interfaces with database service providers and/or benefits providers to facilitate easy record keeping and benefit administration.
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Services that eliminate much of the form-filing and record keeping that tie up Human Resource departments.
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HR Services
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Independent services that eliminate or temporarily replace administratively burdensome HR functions